Maryland Health Connection Form 1095-A: Find, Check, and Correct Your Statement

Quick answer

Look for your Form 1095-A in your Maryland Health Connection account or mail, check it against your coverage records, and contact the Marketplace if it appears incorrect or you need another copy. Use the statement and official instructions for the relevant tax year. For individual filing or amended-return decisions, consult a qualified tax professional and the IRS instructions.

This guide provides general educational information, not personalized tax or insurance advice. Details and instructions can change; check the current official sources for your coverage and tax year.

What the statement is

Form 1095-A comes from the Marketplace, not the IRS. The IRS guide to Marketplace statements explains the form and its role in premium tax credit calculations.

Find your statement

Maryland Health Connection says it mails the form by January 31 and makes it available in your online account; look for it in early February. See Maryland Health Connection’s tax information for the current process.

If your statement appears wrong or you need another copy, contact Maryland Health Connection. Its tax information page directs enrollees to call for these issues.

Use the secure Marketplace account and official contact channels for sensitive information. Do not put Social Security numbers, account passwords, or copies of tax forms into an ordinary website contact form.

Check the statement

Check the covered individuals and their coverage start and termination dates against your records. The 2026 IRS Form 1095-A shows where those details appear. This is a form example, not a statement already issued for your household.

Part III separates monthly enrollment premiums, the second-lowest-cost silver plan premium, and advance premium tax credit payments into columns A, B, and C. See the 2026 IRS Form 1095-A for the column labels.

The second-lowest-cost silver plan premium is a factor used to determine the premium tax credit for eligible taxpayers. The IRS Marketplace statement guide explains this benchmark; it is not necessarily the premium you paid for your own plan.

An unreported family change or move can make the benchmark premium in column B inaccurate for affected months. The IRS Marketplace statement guide explains why you should check changes in circumstances.

Compare the months shown with your enrollment records, and note any differences before contacting the Marketplace. Do not change a government-issued statement yourself.

Check all statements

If family members enrolled in more than one qualified Marketplace policy, a household can receive a separate Form 1095-A for each policy. The recipient instructions on the 2026 IRS Form 1095-A explain this. Gather every applicable statement before reviewing the year.

Understand reconciliation

The IRS requires a federal return and Form 8962 when claiming the premium tax credit or when advance payments were made for you or a member of your tax family. See the IRS premium tax credit overview for the applicable instructions.

Reconciliation compares advance credit payments with the premium tax credit allowed for the coverage year. The IRS premium tax credit overview describes this process. The result depends on your circumstances; do not assume a particular refund or amount owed.

The 2026 Form 1095-A instructs recipients to keep the statement for their records rather than attach it to their return. Check the 2026 IRS form and the instructions for the tax year you are filing.

Corrected or voided statements

If you have not yet filed, use the corrected Form 1095-A when completing your return. The IRS guidance on corrected or voided statements explains the distinction.

Do not use a voided Form 1095-A or its earlier version to file. Read the IRS guidance on voided statements and ask the Marketplace about the status of your coverage documentation.

After filing, the effect of a corrected statement depends on what changed: some corrections may affect the return and others may not. Compare the versions and follow the IRS corrected-form guidance; consult a qualified tax professional about whether an amended return is appropriate.

Insurance questions and next steps

For the broader application and coverage process, read the guide to using Maryland Health Connection. Kayla Pugh helps individuals and families explore health insurance options; contact Kayla with general coverage questions. Maryland Health Connection handles its Marketplace statements. A qualified tax professional and IRS instructions are the appropriate resources for your individual tax filing and amended-return decisions.

Frequently asked questions