Choosing the right insurance plan depends on your individual needs, health status, budget, and preferences. Our experienced brokers can assess your situation and help you compare different plans to find the best fit. We recommend scheduling a consultation to discuss your specific requirements and explore your options.

As independent brokers, we work with multiple insurance carriers, allowing us to offer you a wider range of options. We can provide unbiased advice, help you compare plans from different companies, and often find better rates than if you went directly to an insurer. Our service comes at no additional cost to you, as we're compensated by the insurance companies.

It's a good idea to start learning about Medicare about 6 months before your 65th birthday. The Initial Enrollment Period for Medicare begins 3 months before the month you turn 65 and lasts for 7 months. We can help you understand your options and ensure you enroll on time to avoid potential penalties.

Yes, you can generally change your insurance plans, although the process and timing may vary depending on the type of insurance. For health insurance, you can typically make changes during the annual Open Enrollment Period or if you experience a qualifying life event. For life insurance, you may be able to adjust your coverage as needed. Medicare also has specific enrollment periods for making changes. Our brokers can guide you through the process of updating your coverage as your needs evolve.